Choose Your Path to Financial Freedom
Start free and upgrade anytime. No hidden fees, cancel whenever you want.
Free
Discover the app and experience the mission — no credit card required
Standard
Everything you need for serious, biblical financial planning
Premium
Standard plus automatic bank sync and unlimited AI coaching
Family
Full Premium features for the whole family — up to 6 members
Full Feature Comparison
| Feature | Free | Standard | Premium | Family |
|---|---|---|---|---|
| Active budgets | 1 | Unlimited | Unlimited | Unlimited |
| Financial goals | 3 | Unlimited | Unlimited | Unlimited |
| Debt accounts | 1 | Unlimited | Unlimited | Unlimited |
| Learning Center | 5 episodes | Full access | Full access | Full access |
| AI Coach messages/month | 5 | 50 | Unlimited | Unlimited (all members) |
| Legacy Planning | ||||
| Digital Vault | Unlimited | Unlimited | Unlimited | |
| Password Manager | ||||
| Investment Game | ||||
| Bank sync (Plaid) | Up to 3 institutions | Up to 6 institutions | ||
| Family members | 1 | 1 | 1 | Up to 6 |
| Priority support |
Frequently Asked Questions
Can I upgrade or downgrade my plan?
Yes — upgrade or downgrade at any time. Upgrades take effect immediately; downgrades apply at the end of your current billing period.
What payment methods do you accept?
We accept all major credit cards (Visa, Mastercard, American Express) through our secure payment processor Stripe.
Is there a free trial?
Our Free tier is available forever with no credit card required. Explore the app and upgrade when you're ready.
Can I cancel anytime?
Absolutely. Cancel anytime from your dashboard. You'll continue to have access until the end of your billing period.
How does bank sync work?
Premium and Family plans include Plaid-powered bank sync. Connect your bank accounts securely and your transactions will import automatically — no manual entry required.
What is the Investment Simulation Game?
The Investment Game lets you practice investing with virtual money, learning market dynamics and portfolio management without any real financial risk. It's available on Standard and above.
How does the Password Manager work, and is it secure?
The Password Manager stores your credentials using AES-256 encryption — the same standard used by banks and government agencies. Your master key is derived from your account and never stored in plain text, so only you can decrypt your passwords. On the Family plan, you can selectively share specific passwords with trusted family members (for example, sharing a Netflix login or a bank PIN with a spouse), making it an essential part of legacy planning. Password Manager is available on Standard, Premium, and Family plans.
Success Stories
See how Financial Freedom is transforming lives
Marcus Johnson
Premium Member
"The Investment Game helped me understand market dynamics without risking real money. The Legacy Planning feature gave me peace of mind knowing my family is protected."
The Rodriguez Family
Family Plan
"Teaching our kids about money was always challenging. With the Family Plan, each child has their own account and we paid off $15,000 in debt in 18 months!"
Dr. Sarah Chen
Standard Member
"The Digital Vault keeps all my important documents organized, and the Learning Center episodes during my commute have been life-changing. I finally understand my retirement accounts!"